Your books close
themselves.
Every morning.
Page content
ClairFlo autonomously processes 98.5% of your transactions — classified, reconciled, and audit-ready before 9am. The only AI accounting platform built for Canada and the US with native GST/HST, integrated practice management, and post-quantum security.
- 98.5%Transactions auto-processed
- 0 daysClose cycle
- 127Beta companies
- Canada + USCompliance jurisdictions
- 45Feature modules
Pick your workflow
Daily soft close — every morning
Trial balance, accruals, reconciliation, anomaly detection. All automated every night. Your books are audit-ready before you open your laptop.
Messy books? Start clean in hours.
ClairFlo's Historical Cleanup Engine scores your book health across 8 dimensions and applies batch corrections. Triage takes 3.2 hours average, not 40+.
90-day cash forecast — updated in real time
ML + reinforcement learning models refresh your treasury position as every transaction arrives. See a cash crunch 60 days before it happens.
Startup Mode — for VC-backed founders
Burn rate, runway, cap table register, SAFE note accounting, R&D capitalisation checks. Investor-grade financials from day one.
Internal controls without an audit department
Segregation of duties enforced at the API. Ghost vendor authentication before any payment. Benford's Law fraud analysis monthly. Enterprise controls at SMB pricing.
Canadian compliance — not an add-on
GST/HST, QST, SR&ED credits, Small Business Deduction, and CRA-oriented return prep. Validate and generate today; CRA e-file certification is WIP and not expected before GA.
Practice management — integrated, not bolted on
Engagement letters, e-signatures, time tracking, flat-fee / hourly / retainer invoicing, client portal. Built on the same engine as the accounting layer.
Cross-client AI daily brief
Every morning: which clients need attention, health warnings, upcoming deadlines, staff utilisation, realization rates — across your entire book of business on one screen.
Staff wellbeing — burnout early warning
8-week capacity planning with workload heatmap. The system flags overloaded staff and recommends reassignments before your best people quit at busy season.
Unified review queue across all clients
Every pending JE approval, AR dispute, email triage, and workpaper sign-off across every client in a single inbox. Bulk actions and escalation built in.
Fund accounting for nonprofit clients
Net asset classes, grant lifecycle, FASB ASU 2018-08 and ASNPO. Purpose-built nonprofit accounting — not a workaround on a for-profit COA structure.
Practice analytics — WIP, utilisation, realization
WIP ledger, utilisation by staff member, realization rates by engagement, 90-day revenue forecast. Know which clients are profitable before you see it in the P&L.
Architecture
Every dollar. One intelligent pipeline.
Every transaction — regardless of source — is normalised into a Canonical Financial Event and processed through the same agentic pipeline. No special-casing, no manual imports, no batch runs.
Ingest from any source
Plaid, Stripe, Shopify, QuickBooks, Xero, Gmail, Microsoft 365, SFTP, webhooks — connect per tenant in beta.
Normalise to Canonical Financial Events (CFE)
Currency conversion, entity resolution, jurisdiction tagging. Every transaction becomes a standard CFE before any agent touches it.
Four-tier reconciliation
Exact → fuzzy (RapidFuzz) → semantic embeddings → AI reasoning. Adaptive weight learner improves from every correction. Rule of Nine catches transposition errors automatically.
AI agents classify and construct journal entries
Five-layer memory (episodic, semantic, procedural, prospective, working). Confidence score on every decision. OPA approval gate before anything posts.
Daily soft close — every morning before 9am
Trial balance snapshot, accruals, anomaly detection, completeness check, variance analysis. Books are audit-ready daily.
What makes ClairFlo different
Eight things no competitor has published
Each of these capabilities exists in the product. None of them appear in the content libraries of Digits, Numeric, Rillet, Synder, Truewind, Zeni, or Puzzle.
Native Canadian compliance
GST/HST, QST, SR&ED credits, Small Business Deduction, and CRA return validation. Every AI accounting disruptor in the G2 rankings is US-only. ClairFlo is built for Canada first.
OPA approval gates on every autonomous action
Open Policy Agent gates control what ClairFlo's AI agents can do without human sign-off. Configurable per workflow. No other AI accounting platform publishes its agent governance architecture.
Post-quantum cryptography (Kyber768)
NIST-standardised post-quantum encryption for data at rest. AES-256-GCM at the message level. ClairFlo does not train on your data. No accounting vendor at any tier publishes this.
Accounting + practice management in one engine
Engagement letters, time tracking, invoicing, client portal, staff capacity, WIP — integrated with the accounting layer. Practice management vendors and accounting AI vendors are separate markets. ClairFlo is both.
Staff wellbeing and burnout early warning
8-week capacity planning, workload heatmap, burnout flags, reassignment recommendations. The only accounting platform that treats accounting firm staff retention as a software problem.
Native fund accounting for nonprofits
FASB ASU 2018-08 and ASNPO. Net asset classes, grant lifecycle, milestone revenue recognition. No AI accounting disruptor has a nonprofit offering. Complete whitespace.
Ghost vendor authentication + Benford's Law
New suppliers checked against employee records, domain age, and business registries before activation. Monthly Benford's Law analysis on your transaction population. Enterprise fraud controls at SMB pricing.
The four-tier matching engine + Rule of Nine
Named, publishable reconciliation architecture: exact → fuzzy (RapidFuzz) → semantic embeddings → AI. Rule of Nine transposition detection. No competitor discloses matching engine specifics at this level.
Canadian Market
The only AI accounting platform built for Canada
Every AI accounting disruptor tracked by G2 — Digits, Numeric, Rillet, Synder, Truewind, Zeni, Puzzle — is architecturally and editorially US-only. ClairFlo is headquartered in Toronto and has built Canadian compliance as a primary jurisdiction, not an afterthought.
- Compliance engine cites specific CRA guidance for every calculation — not approximations
- SR&ED credit identification and tracking built into the accounting workflow
- QST for Quebec businesses handled natively alongside GST/HST
- Canadian nonprofit accounting per ASNPO — US competitors only support FASB
- SAFE note and convertible note accounting for Canadian VC-backed founders
Security Architecture
Post-quantum. Immutable. Never trained on your data.
Three commitments no other AI accounting platform makes explicitly — or has the architecture to back up.
🔐 Post-Quantum Cryptography
Data at rest is encrypted with Kyber768 — a NIST-standardised post-quantum key encapsulation algorithm. Message-level encryption uses AES-256-GCM. Every database query is automatically scoped to your tenant ID — there is no shared data layer between customers.
🚫 No training on your data
ClairFlo does not train AI models on customer financial data. Your transaction history, chart of accounts, and journal entries are yours. They inform your model's classification accuracy and no one else's. This is an architectural commitment, not a policy statement.
📋 Immutable audit log
Every action on your account is recorded immutably — including actions taken by ClairFlo engineers. Timestamp, actor attribution, action type, and entity affected. There is no action that escapes the log. External auditors can access their own read-only evidence view directly.
🛡️ OPA approval gates
Open Policy Agent gates sit between every autonomous AI action and execution. You configure thresholds per workflow. Anything below your confidence threshold routes to review before posting. The AI cannot act outside the policy envelope you define.
Knowledge Architecture
Built for technical finance teams
Entity-structured definitions and operational playbooks — every page carries JSON-LD schema for AI engine retrieval.
45 Feature Modules
Complete technical reference for every capability across accounting core, AP/AR, treasury, controls, compliance, and practice management.
Technical Glossary
Definitions for accounting automation concepts, ClairFlo architecture terms, and Canadian compliance vocabulary. Every term carries DefinedTerm JSON-LD schema.
Resource Hub
Operational playbooks on Canadian compliance, QuickBooks/Xero migration, AI agent governance, ghost vendor fraud, and accounting firm management.
See it work
Click through onboarding and a full product tour — real ClairFlo UI, no video, no backend. Takes about five minutes.
Start interactive tour →42 spots left.
Your books are waiting.
Connect real data, get real automation. Free for the entire beta period — no credit card, 48h response guaranteed.